Florida Injury Blog

Stolen Truck Accident in Miami Crashes into Home

The Perazzo Law Firm 

Stolen Truck Slams Into House

Miami: In a dramatic twist of fate in Miami, unseen footage paints a vivid picture of the turmoil caused by a rogue truck. This chaos was captured right in the aftermath of an incident that unfolded on Northwest 18th Avenue’s 600 block.

Emergency crews scrambled, voices heard on radio transmissions communicating about a disoriented individual ensnared inside what appeared to be a stolen truck. The unfolding scene left bystanders baffled, with one echoing, “What transpired here?” while another voice emphasizes the urgency of only two casualties at the scene.

Further investigation by the City of Miami Police revealed a harrowing story. The disheveled individual in the truck had, in a reckless pursuit, commandeered it from a nearby enterprise. But fate took a turn when he veered off course, crashing into a dwelling, endangering a mother and her child. Miraculously, the infant’s cradle was shielded by a mere wall, narrowly avoiding the wrath of the runaway truck. Even more astounding, an air mattress became the unlikely hero, deflecting falling debris, saving the baby.

However, the trail of the stolen truck didn’t end there. Another victim, returning from a day’s work, recounts a terrifying encounter with the truck speeding at 60 miles an hour, leaving his vehicle in ruins.

The stolen truck’s origins trace back to College Hunks Hauling Junks. The proprietor, formerly associated with the University of Miami’s football team, expressed sheer disbelief at one of his fleet being involved in this catastrophe. He recounted the shock of witnessing his vehicle taken, its engine roaring defiantly.

That night, significant damages were evident, with the home’s roof and gate bearing the brunt of the crash. As for the individual behind the wheel, he faced a slew of charges ranging from theft to property destruction.

Now, if you find yourself entangled in such unforeseen calamities, be it a stolen vehicle or an accident in Florida, it’s pivotal to understand the intricacies of motor vehicle insurance coverage. Florida law stipulates that if a car or truck is stolen and subsequently involved in illegal activities or an accident, the insurance policy might not cover the damages. In such scenarios, seeking legal counsel is crucial. If you need assistance, especially in truck-related incidents, the truck accident attorneys at the Perazzo Law Firm are at your service. Their expertise can guide you through the legal maze, ensuring your rights and interests are protected.

Main News Source: 7News Miami

Our thoughts and best wishes go out to the victims following this truck accident in Miami, Florida.

Jonathan Perazzo, founder at the Perazzo Law Firm and a dedicated accident lawyer in Miami, serves individuals and families who have suffered injury due to the negligence of others. With a deep understanding of the emotional toll accidents can take, our firm is committed to helping those in need.

Our news blog is designed to keep you informed on the latest personal injury cases and legal developments. We aim to raise awareness of the injury and loss of life that occurs in our community by sharing information from publicly available sources. However, please note that the information shared in our blog has not been independently verified, and the photos depicted are not necessarily representative of the actual event. If you notice any inaccuracies, please bring them to our attention for correction.

The Plight of the Victim in a Stolen Truck Incident

When you think of a stolen truck, the primary concern might be for the owner’s loss. Yet, it’s not just the vehicle owner who may suffer. The stolen vehicle could cause accidents, damage property, or be used in criminal activities, leaving countless victims in its wake. In Florida, the legal implications and insurance coverage nuances surrounding stolen vehicles have a significant impact on these victims.

Legal Implications for the Victim

In Florida, if you’re a victim of an incident involving a stolen vehicle, several legal avenues are available to you. For instance, if the stolen truck damages your property or injures you, you can file a lawsuit against the perpetrator once apprehended. However, receiving compensation might not always be straightforward. If the thief is insolvent or cannot be located, you may have to rely on your own insurance, provided you have the necessary coverage.

Florida’s No-Fault Insurance Law

Florida operates under a no-fault insurance system, meaning that in most car accidents, victims will turn to their own auto insurance policies for compensation, regardless of who caused the crash. This system applies to stolen vehicle accidents as well. Personal Injury Protection (PIP) insurance, which is mandatory in Florida, will cover 80% of medical bills and 60% of lost wages up to the policy limits, typically $10,000, regardless of fault.

However, if the damages exceed these amounts or if you’ve suffered a severe, permanent injury, you can step outside of the no-fault system and file a lawsuit against the perpetrator.

Uninsured Motorist Coverage

Given the complications that can arise with stolen vehicles and the potential insolvency of the thief, having Uninsured Motorist (UM) coverage can be beneficial. If the stolen truck driver is not caught, or if caught and doesn’t have insurance, your UM coverage can step in to cover your bodily injury damages.

In Conclusion

Victims of incidents involving stolen trucks face a maze of legal implications and insurance hurdles. Familiarity with Florida’s laws and the right insurance coverages can ensure that victims have avenues for compensation and justice. In any such unfortunate event, consulting legal professionals familiar with Florida’s motor vehicle statutes can provide invaluable assistance.



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