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Filing an Insurance Claim after an Accident

The Perazzo Law Firm 

FILING AN INSURANCE CLAIM AND DETERMINING FAULT AFTER A CAR ACCIDENT IN FLORIDA

Determining Fault

Determining fault after a traffic accident in Florida is of utmost importance, and only an experienced car accident attorney can maximize the chances of a successful insurance claim for compensation. Car accident victims should be aware that all drivers are required to have some form of insurance coverage, with the basic mandatory policies being Personal Injury Protection (PIP) and Property Damage (PD) insurance. However, in some cases, motorists involved in accidents either lack insurance or have coverage that falls short of covering injuries or damages exceeding $10,000. In such situations, the assistance of a seasoned car accident lawyer is crucial to secure compensation for injuries or damages.

Determining fault after a car accident can be a complex and challenging process. While it may seem straightforward in some cases, it’s not uncommon for disputes to arise, especially when substantial damages or injuries are involved. This is where the expertise of an experienced car accident lawyer becomes invaluable.

One of the primary reasons for the difficulty in determining fault is the lack of concrete evidence. Eyewitness accounts can be inconsistent, and parties involved may have differing recollections of the events leading up to the accident. Additionally, road conditions, weather, and even vehicle malfunctions can contribute to accidents, making it harder to pinpoint responsibility. Surveillance cameras and forensic evidence, such as skid marks and vehicle damage, are often used to establish fault, but they may not be available or conclusive in every case.

Experienced car accident lawyers employ several strategies to determine fault. They thoroughly investigate the accident scene, collect evidence, and interview witnesses to build a comprehensive picture of what occurred. They also analyze police reports, medical records, and expert testimonies when necessary. Furthermore, they may consult accident reconstruction specialists to recreate the sequence of events and provide clarity on fault.

Understanding traffic laws and regulations is another crucial aspect of determining fault. Lawyers with in-depth knowledge of state and local traffic laws can identify violations that might have contributed to the accident. This expertise helps them argue their clients’ cases more effectively, either in negotiations with insurance companies or in court.

Ultimately, the role of an experienced car accident lawyer is to advocate for their clients and ensure that fault is accurately assigned. They work diligently to secure the best possible outcome for their clients, whether that involves negotiating settlements or pursuing legal action against the responsible party. In this way, they provide essential support for those navigating the complex and often contentious process of fault determination following a car accident.

Often, when an uninsured motorist is at fault, they may leave the scene, resulting in a hit-and-run accident. These occurrences are unfortunately common, and only a skilled and experienced car accident lawyer can potentially hold the responsible party accountable. For instance, companies like Uber might provide compensation of up to $1 million for injuries, damages, or losses arising from an Uber-related accident, regardless of liability.

First Legal Steps after an Accident

After a car accident in Miami-Dade, Broward, or Palm Beach County, Jonathan Perazzo and the team at the Perazzo Law Firm will schedule a meeting to discuss the accident and assess whether compensation for injuries, losses, or damages can be pursued through an insurance claim. If the accident involves multiple vehicles, the insurance providers of all parties will need to negotiate a settlement. However, insurance companies are often reluctant to settle quickly and thoroughly scrutinize every aspect of the accident before offering a suitable settlement, if any.

Many times, insurance companies may deny an insurance claim for compensation following a car accident. This is when the legal representation of an experienced personal injury lawyer specializing in car accidents and insurance claims becomes essential for obtaining retribution to compensate for injuries, damages, losses, or wrongful death. In Miami, the Perazzo Law Firm is dedicated to advocating for the best interests of car accident victims and insurance claim clients, persistently working towards a fair settlement and deploying all available resources when handling insurance claims against insurance providers.

See Also: How to File an Insurance Claim


The Perazzo Law Firm is a dedicated car accident lawyer serving individuals and families who have suffered injury due to the negligence of others. With a deep understanding of the emotional toll accidents can take, our firm, a reputable Miami car accident lawyer, is committed to helping those in need.

Our news blog is designed to inform you about the latest personal injury cases and legal developments. We aim to raise awareness of the injury and loss of life that occurs in our community by sharing information from publicly available sources. As a well-established Miami car accident lawyer, we strive to shed light on the legal avenues available to those affected. However, please note that the information shared in our blog has not been independently verified, and the photos depicted are not necessarily representative of the actual event. If you notice any inaccuracies, please bring them to our attention for correction.

If you, a friend, or a relative were involved in a car accident and suffered injuries or losses, contact the Perazzo Law Firm ONLINE for a FREE initial consultation and ZERO OUT-OF-POCKET FEES to clients.

THE PERAZZO LAW FIRM – A DEDICATED MIAMI CAR ACCIDENT LAWYER

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