Florida Injury Blog

Florida Injury Blog

What jeopardizes the success of an insurance claim?

The Perazzo Law Firm 


In Miami, Jonathan Perazzo, personal injury lawyer and founder at the Perazzo Law Firm, has ample experience dealing with insurance claims for compensation to cover injuries, damages, and losses after a motor vehicle accident. From this experience, Jonathan has learned that there are several aspects that may jeopardize the chances of a successful accident claim. In this article, Jonathan will point out some of the most common mistakes that accident victims make following a motor vehicle incident and how to avoid jeopardizing the success of an insurance claim for compensation.

Most Common Mistake Car Accident Victims Make

Following an accident involving a moving vehicle such as a motorcycle, car, or truck, the most common mistakes accident victims make is to not wait for police officials or traffic authorities to arrive to the scene of the accident. Without an official police report of the accident, the circumstances surrounding the accident can be vague and considered ‘hearsay’ . This because the driver at fault may deny fault for the accident. This is a quite common reaction after an accident, especially after the vehicles involved have left the accident scene, and with it, any evidence of the circumstances that led to the crash have vanished. Following a car accident, the car accident lawyers at the Perazzo Law Firm remind accident victims that the last thing you want to do is to be sued and held liable for injuries, damages, or losses.

The police report is vital for the success of an insurance claim for compensation because the police report provides the following official information:

  • Time and Place of the accident
  • Weather and roadway conditions
  • The vehicle and insurance information of the vehicles involved in the accident
  • The names of the drivers and passengers. Passengers often suffer personal injury in car accidents. See Passengers in car accidents
  • Citation/s given to the alleged at-fault driver. These may include: Careless driving – Failure to yield right of way – Driving with suspended license
  • Register of any injured passengers and/or ambulance / emergency care services
  • Official report signed by the officer present at the accident scene

If you have been involved in an accident, in Miami, Jonathan Perazzo strongly reminds accident victims to contact the police immediately following the crash.


Following a motor vehicle accident, in Miami, the Perazzo Law Firm understands that not carrying insurance, or enough of it, can jeopardize the accident victim’s chances of covering the medical expenses or losses incurred by the incident. There are times when the motorist at fault may not carry any motor vehicle insurance or carry only the basis PIP, which covers as much as $10,000 in losses. If there are injuries to drivers or passengers, PIP does not go a long way, as an MRI can cost at least $3000 at any healthcare facility. In the event of a car accident, not having your insurance paid and up to date, can greatly affect your financial situation as the injured parties would have to cover their own medical expenses. It’s vital to have your insurance paid for and not miss any payments. Insurance providers are not lenient when it comes to expecting compensation when your insurance is unpaid for at the time of the accident.


Establishing fault after an accident, unless there are video surveillance cameras in the vicinity or witnesses, can be difficult to prove. To enhance the chances of a successful insurance claim after an accident, Jonathan Perazzo strongly urges motorists to have a dashcam installed. Having a dashcam connected and operating on your vehicle can make the difference between getting paid for injuries, or paying for injuries out of pocket. See Dash Cams.


  • Contact the police
  • Check for injured passengers
  • Take photos of the accident scene and damage to vehicles
  • Get the other motorist’s contact and insurance information
  • Visit a healthcare facility in the event of pain or discomfort

For more information on what to do after an accident, watch this video: https://www.youtube.com/watch?v=pWOPbmPEAOE

Broken Windshield Car Accident Lawyer – FREE consultation

A car accident can be the result of many factors. However, when a motorist drives a car or truck that is in poor condition or requires immediate repairs, the chances of causing an accident increase, as do the chances for being found at fault for the accident. The Miami lawyers at the Perazzo Law Firm, suggest that all motorists make sure of the following when they are operating their vehicle on Florida avenues, streets, and roadways.

-Brake system is in proper condition
-Belts are in proper condition
-All exterior lights function properly
-Rear and sideview mirrors are intact
-Tires are in good condition and the tread is acceptable for wet roadways
-Windshields are not cracked and if so, they don’t affect visibility.
-Bumpers are not loose of dangling
-Doors close properly
-Wipers function properly
-Horn works
-Defrosted operate properly
-Car windows, especially front and rear, are free of any debris that may hinder visibility

Click HERE below for full article

Following a car accident in Miami, the Perazzo Law Firm shares their top top tips for dealing with the initial moments after a traffic accident. The Perazzo Law Firm serves Miami car accident victims and insurance claims for compensation as a result of injuries, damages or losses from motor vehicle accidents and insurance claims.

The Perazzo Law Firm – Dedicated to putting your interests first, always!

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